If I were starting a new outfitting business this is what I would worry about from a Risk Management Perspective.

Here is what I would worry about:

1. Do I have a well written release that will cover what I do for the state I do it in? See:

Wrong release for the activity almost sinks YMCA
States that allow a parent to sign away a minor’s right to sue–Updated 2011
Releases are legal documents and need to be written by an attorney that understands the law and the risks of your program/business/activity and your guests/members/clientele.

What is a Release?

2. Am I providing all the information that I can provide to the participants so they understand and assume the risk? See:

Assumption of the Risk

3. If something happens do I have the ability to deal with the problems? Remembering where you are and what you can really do. Small first aid kit and someone to go get help. See:

Money is important in some lawsuits, but the emotions that starts a lawsuit.
Why do people sue? Not for the money.

It’s Not Money

4. Is my marketing program going to cause problems for my risk management program? See:

If you make a promise to attract participants, you must come through on your promises.
Who You Gonna’ Call, Ghostbusters?

INFLATION AND DEFLATION: A Quick Course in Outdoor Recreation Economics

5. Do I have an insurance policy that is going to cover me? Does my insurance agent or broker understand what I am doing? See:

Insurance 101

What do you think? Leave a comment.

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