Need a Handy Reference Guide to Understand your Insurance Policy?
Posted: November 28, 2018 Filed under: Adventure Travel, Assumption of the Risk, Avalanche, Challenge or Ropes Course, Climbing, Commercial Outfitter, Contract, Cycling, Equine Activities (Horses, Donkeys, Mules) & Animals, Good Samaritan Statutes, Guide, Health Club, Indoor Recreation Center, Insurance, James H. Moss, Jurisdiction and Venue (Forum Selection), Land Owner, Minors, Youth, Children, Mountain Biking, Mountaineering, National Ski Patrol (NSP), NSAA (National Ski Area Association), Paddlesports, Racing, Recreational Use Statute, Release (pre-injury contract not to sue), Risk Management, Rivers and Waterways, Rock Climbing, Scuba Diving, Sea Kayaking, Ski Area, Ski Area Statutes, Skier v. Skier, Skiing / Snow Boarding, Skydiving, Paragliding, Hang gliding, Snow Tubing, Snowsports Industry Association (SIA) Ski Show, Sports, Summer Camp, Swimming, Volunteers, Whitewater Rafting, Why People Sue, Youth Camps, Zip Line | Tags: #ORLawTextbook, #ORRiskManagment, #OutdoorRecreationRiskManagementInsurance&Law, #OutdoorRecreationTextbook, @SagamorePub, and Law, General Liability Insurance, Guide, http://www.rec-law.us/ORLawTextbook, Insurance policy, James H. Moss J.D., Jim Moss, Liability insurance, Outdoor Recreation Insurance, Outdoor Recreation Law, Outdoor Recreation Risk Management, Outfitter, Risk Management Leave a commentThis book should be on every outfitter and guide’s desk. It will answer your questions, help you sleep at night, help you answer your guests’ questions and allow you to run your business with less worry.
Table of Contents
Chapter 1 Outdoor Recreation Risk Management, Law, and Insurance: An Overview
Chapter 2 U.S. Legal System and Legal Research
Chapter 3 Risk 25
Chapter 4 Risk, Accidents, and Litigation: Why People Sue
Chapter 5 Law 57
Chapter 6 Statutes that Affect Outdoor Recreation
Chapter 7 PreInjury Contracts to Prevent Litigation: Releases
Chapter 8 Defenses to Claims
Chapter 9 Minors
Chapter 10 Skiing and Ski Areas
Chapter 11 Other Commercial Recreational Activities
Chapter 12 Water Sports, Paddlesports, and water-based activities
Chapter 13 Rental Programs
Chapter 14 Insurance
$99.00 plus shipping
New Book Aids Both CEOs and Students
Posted: November 14, 2018 Filed under: Adventure Travel, Assumption of the Risk, Camping, Case Analysis, Challenge or Ropes Course, Climbing, Climbing Wall, Contract, Cycling, Equine Activities (Horses, Donkeys, Mules) & Animals, First Aid, Good Samaritan Statutes, Insurance, James H. Moss, Jurisdiction and Venue (Forum Selection), Legal Case, Medical, Mountain Biking, Mountaineering, Negligence, Paddlesports, Recreational Use Statute, Release (pre-injury contract not to sue), Risk Management, Rivers and Waterways, Rock Climbing, Sea Kayaking, Ski Area, Ski Area Statutes, Skiing / Snow Boarding, Skydiving, Paragliding, Hang gliding, Swimming, Whitewater Rafting, Zip Line | Tags: and Law, Desk Reference, Insurance, Law, Outdoor Industry, Outdoor recreation, Outdoor Recreation Insurance, Outdoor Recreation Risk Management, Reference Book, Reward, Risk, Risk Management, ski area, Textbook, Whitewater Rafting Leave a comment“Outdoor Recreation Insurance, Risk Management, and Law” is a definitive guide to preventing and overcoming legal issues in the outdoor recreation industry
Denver based James H. Moss, JD, an attorney who specializes in the legal issues of outdoor recreation and adventure travel companies, guides, outfitters, and manufacturers, has written a comprehensive legal guidebook titled, “Outdoor Recreation Insurance, Risk Management, and Law”. Sagamore Publishing, a well-known Illinois-based educational publisher, distributes the book.
Mr. Moss, who applied his 30 years of experience with the legal, insurance, and risk management issues of the outdoor industry, wrote the book in order to fill a void.
“There was nothing out there that looked at case law and applied it to legal problems in outdoor recreation,” Moss explained. “The goal of this book is to provide sound advice based on past law and experience.”
The Reference book is sold via the Summit Magic Publishing, LLC.
While written as a college-level textbook, the guide also serves as a legal primer for executives, managers, and business owners in the field of outdoor recreation. It discusses how to tackle, prevent, and overcome legal issues in all areas of the industry.
The book is organized into 14 chapters that are easily accessed as standalone topics, or read through comprehensively. Specific topics include rental programs, statues that affect outdoor recreation, skiing and ski areas, and defenses to claims. Mr. Moss also incorporated listings of legal definitions, cases, and statutes, making the book easy for laypeople to understand.
PURCHASE
TABLE OF CONTENTS
Table of Cases
Introduction
Outdoor Recreation Law and Insurance: Overview
Risk
Risk
Perception versus Actual Risk
Risk v. Reward
Risk Evaluation
Risk Management Strategies
Humans & Risk
Risk = Accidents
Accidents may/may not lead to litigation
How Do You Deal with Risk?
How Does Acceptance of Risk Convert to Litigation?
Negative Feelings against the Business
Risk, Accidents & Litigation
No Real Acceptance of the Risk
No Money to Pay Injury Bills
No Health Insurance
Insurance Company Subrogation
Negative Feelings
Litigation
Dealing with Different People
Dealing with Victims
Develop a Friend & Eliminate a Lawsuit
Don’t Compound Minor Problems into Major Lawsuits
Emergency Medical Services
Additional Causes of Lawsuits in Outdoor Recreation
Employees
How Do You Handle A Victim?
Dealing with Different People
Dealing with Victims
Legal System in the United States
Courts
State Court System
Federal Court System
Other Court Systems
Laws
Statutes
Parties to a Lawsuit
Attorneys
Trials
Law
Torts
Negligence
Duty
Breach of the Duty
Injury
Proximate Causation
Damages
Determination of Duty Owed
Duty of an Outfitter
Duty of a Guide
Duty of Livery Owner
Duty of Rental Agent
Duty of Volunteer Youth Leader
In Loco Parentis
Intentional Torts
Gross Negligence
Willful & Wanton Negligence
Intentional Negligence
Negligence Per Se
Strict Liability
Attractive Nuisance
Results of Acts That Are More than Ordinary Negligence
Product Liability
Contracts
Breach of Contract
Breach of Warranty
Express Warranty
Implied Warranty
Warranty of Fitness for a Particular Purpose
Warranty of Merchantability
Warranty of Statute
Detrimental Reliance
Unjust Enrichment
Liquor Liability
Food Service Liability
Damages
Compensatory Damages
Special Damages
Punitive Damages
Statutory Defenses
Skier Safety Acts
Whitewater Guides & Outfitters
Equine Liability Acts
Legal Defenses
Assumption of Risk
Express Assumption of Risk
Implied Assumption of Risk
Primary Assumption of Risk
Secondary Assumption of Risk
Contributory Negligence
Assumption of Risk & Minors
Inherent Dangers
Assumption of Risk Documents.
Assumption of Risk as a Defense.
Statutory Assumption of Risk
Express Assumption of Risk
Contributory Negligence
Joint and Several Liability
Release, Waivers & Contracts Not to Sue
Why do you need them
Exculpatory Agreements
Releases
Waivers
Covenants Not to sue
Who should be covered
What should be included
Negligence Clause
Jurisdiction & Venue Clause
Assumption of Risk
Other Clauses
Indemnification
Hold Harmless Agreement
Liquidated Damages
Previous Experience
Misc
Photography release
Video Disclaimer
Drug and/or Alcohol clause
Medical Transportation & Release
HIPAA
Problem Areas
What the Courts do not want to see
Statute of Limitations
Minors
Adults
Defenses Myths
Agreements to Participate
Parental Consent Agreements
Informed Consent Agreements
Certification
Accreditation
Standards, Guidelines & Protocols
License
Specific Occupational Risks
Personal Liability of Instructors, Teachers & Educators
College & University Issues
Animal Operations, Packers
Equine Activities
Canoe Livery Operations
Tube rentals
Downhill Skiing
Ski Rental Programs
Indoor Climbing Walls
Instructional Programs
Mountaineering
Retail Rental Programs
Rock Climbing
Tubing Hills
Whitewater Rafting
Risk Management Plan
Introduction for Risk Management Plans
What Is A Risk Management Plan?
What should be in a Risk Management Plan
Risk Management Plan Template
Ideas on Developing a Risk Management Plan
Preparing your Business for Unknown Disasters
Building Fire & Evacuation
Dealing with an Emergency
Insurance
Theory of Insurance
Insurance Companies
Deductibles
Self-Insured Retention
Personal v. Commercial Policies
Types of Policies
Automobile
Comprehension
Collision
Bodily Injury
Property Damage
Uninsured Motorist
Personal Injury Protection
Non-Owned Automobile
Hired Car
Fire Policy
Coverage
Liability
Named Peril v. All Risk
Commercial Policies
Underwriting
Exclusions
Special Endorsements
Rescue Reimbursement
Policy Procedures
Coverage’s
Agents
Brokers
General Agents
Captive Agents
Types of Policies
Claims Made
Occurrence
Claims
Federal and State Government Insurance Requirements
Bibliography
Index
The 427-page volume is sold via Summit Magic Publishing, LLC.
2018 UIAA Newsletter
Posted: February 8, 2018 Filed under: Mountaineering, Union Internationale des Association d’Alpinisme (UIAA) | Tags: International Climbing and Mountaineering Federation, UIAA Leave a comment
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Montreat College Virtuoso Series 2 Day Outdoor Recreation Management, Insurance & Law Program
Posted: February 12, 2017 Filed under: Assumption of the Risk, Avalanche, Challenge or Ropes Course, Climbing, Climbing Wall, Cycling, Medical, Minors, Youth, Children, Mountain Biking, Mountaineering, Paddlesports, Racing, Risk Management, Rock Climbing, Scuba Diving, Search and Rescue (SAR), Ski Area, Skier v. Skier, Skiing / Snow Boarding, Sports, Swimming, Whitewater Rafting, Zip Line | Tags: assumption of the risk, Certificate of Insurance, Insurance & Law, Montreat College, Outdoor Recreation Risk Management, releases, Risk Management, Risk Management Plans, Seminar, Virtuosos Series Leave a comment2 packed Days with information you can put to use immediately. Information compiled from 30 years in court and 45 years in the field.
Whatever type of Program you have, you’ll find information and answers to your risk management, insurance and legal questions.
You’ll also receive a copy of my new book Outdoor Recreation Insurance, Risk Management, and Law
Get these Questions Answered
What has changed in the law Concerning Releases? What states still allow releases and which ones do not. What changes have been made in how releases are written? How can you make sure your release is not as affected by these changes?
Everyone is excited about Certificates of Insurance. Why this excitement is not valid and why most of them don’t work. What must you do to make a certificate of insurance work for your program?
What is an assumption of risk document and why are they important. How can your website be used to prove assumption of the risk.
How should you write a risk management plan that does not end up being used against you in court?
How do you handle an accident so it does not become a claim or a lawsuit.
Put February 24 & 25th on your Calendar Now.
Course Curriculum
1. Assumption of the Risk
1.1. Still a valid defense in all states
1.2. Defense for claims by minors in all states
1.3. Proof of your guests assuming the risk is the tough part.
1.3.1. Paperwork proves what they know
1.3.1.1. Applications
1.3.1.2. Releases
1.3.1.3. Brochures
1.3.2. The best education is from your website
1.3.2.1. Words
1.3.2.2. Pictures
1.3.2.3. Videos
2. Releases
2.1. Where they work
2.1.1. Where they work for kids
2.2. Why they work
2.2.1. Contract
2.2.2. Exculpatory Clause
2.2.3. Necessary Language
2.2.4. What kills Releases
2.2.4.1. Jurisdiction & Venue
2.2.4.2. Assumption of the Risk
2.2.4.3. Negligence Per Se
2.2.4.4.
3. Risk Management Plans
3.1. Why yours won’t work
3.2. Why they come back and prove your negligence in court
3.2.1. Or at least make you look incompetent
3.3. What is needed in a risk management plan
3.3.1. How do you structure and create a plan
3.3.2. Top down writing or bottom up.
3.3.2.1. Goal is what the front line employee knows and can do
4. Dealing with an Incident
4.1. Why people sue
4.2. What you can do to control this
4.2.1. Integration of pre-trip education
4.2.2. Post Incident help
4.2.3. Post Incident communication
You can decided how your program is going to run!
Put the date on your calendar now: February 24 and 25th 2017 at Montreat College, Montreat, NC 28757
$399 for both days and the book!
For more information contact Jim Moss rec.law@recreation.law.com
To register contact John Rogers , Montreat College Team and Leadership Center Director, jrogers@montreat.edu (828) 669- 8012 ext. 2761
December 11 is International Mountain Day
Posted: December 11, 2016 Filed under: Mountaineering, Union Internationale des Association d’Alpinisme (UIAA) | Tags: UIAA Leave a commentThe UIAA. News Release.
International Mountain Day, 11 December 2016
International Mountain Day takes place on Sunday 11 December. This occasion was designated in 2003 by the United Nations General Assembly and has been observed on 11 December each and every year since. Its primary goal is to raise awareness about ‘the importance of mountains to life, to highlight the opportunities and constraints in mountain development and to build alliances that will bring positive change to mountain peoples and environments around the world.’ This year’s theme focuses on Mountain Cultures, which presents an opportune moment for us to reflect on our own culture as mountaineers in the context of current issues facing the mountain environment, the daily challenges faced by mountain people, together with the commitment of the UIAA in the field of mountain sustainability and that of its global constellation of member federations.
The UIAA, its member federations and Mountain Protection Commission have produced, and contributed to, a series of articles to mark International Mountain Day.
Coming Soon: Nepal Mountaineering Association (NMA). Report from Conference on Climate Change, Tourism and Earthquake Recovery.
Please visit our dedicated International Mountain Day page for further information
A review of International Mountain Day will feature as part of the UIAA’s December newsletter, published on Monday 19 December
The UIAA was founded in 1932 and has 92 member associations in 68 countries representing about 3 million climbers and mountaineers. The organization’s mission is to promote the growth and protection of climbing and mountaineering worldwide, advance safe and ethical mountain practices and promote responsible access, culture and environmental protection.
The organization operates through the work of its commissions which make recommendations, set policy and advocate on behalf of the climbing and mountaineering community. The UIAA is recognized by the International Olympic Committee.
UIAA OFFICE
Monbijoustrasse 61 Postfach CH-3000
Bern 23, Switzerland
Tel: +41 (0)31 370 1828
news@theuiaa.org
Summer 2016 Commercial Fatalities
Posted: December 7, 2016 Filed under: Avalanche, Climbing, Commercial Outfitter, Mountaineering, Paddlesports | Tags: avalanche, Cat Skiing, fatality, Oregon, Whitewater Rafting Leave a commentThis list is not guaranteed to be accurate. The information is found from web searches and news dispatches. Those references are part of the chart. If you have a source for information on any fatality please leave a comment or contact me. Thank you.
If this information is incorrect or incomplete please let me know. This is up to date as of December 1, 2016. Thanks.
Rafting, Mountaineering, Skiing out of bounds and other sports are probably still safer than your kitchen or bathroom. This information is not to scare you away from any activity but to help you understand the risks and to study.
Red is a probable death due to medical issues unrelated to the activity
Blue is an employee fatality
Dark blue is a death of an employee while working
|
Date |
Activity |
State |
Location |
What |
Age |
Sex |
Location 2 |
Reference |
Ref 2 |
Company |
|
3/22 |
Cat Skiing |
OR |
Mt. Bailey |
Avalanche hit tree |
|
M |
|
|
||
|
5/4 |
Whitewater Rafting |
WA |
Wenatchee River |
Raft Flipped |
53 |
M |
Dryden |
|
Orion River |
|
|
|
Whitewater Rafting |
ME |
Dead River |
Fell out |
52 |
M |
|
North Country Rivers |
||
|
5/22 |
Whitewater Rafting |
CO |
Arkansas River |
Fell out |
61 |
F |
Parkdale |
Echo Canyon River Expeditions |
||
|
6/4 |
Whitewater Rafting |
AK |
Lowe River |
Fell out |
48 |
F |
|
|
|
|
|
6/15 |
Whitewater Rafting |
CO |
Roaring Fork |
Flip |
50 |
M |
Slaughterhouse section |
Aspen Whitewater Rafting |
||
|
6/15 |
Whitewater Rafting |
AK |
Kongakut River |
Flip |
69 |
F |
|
Alaska Alpine Adventures |
||
|
6/15 |
Whitewater Rafting |
AK |
Kongakut River |
Flip |
67 |
F |
|
Alaska Alpine Adventures |
||
|
6/22 |
Sea Kayaking |
ME |
Downeast Maine |
High Seas |
63 |
M |
Corea Harbor |
|
SeaScape Kayaks |
|
|
6/22 |
Sea Kayaking |
ME |
Downeast Maine |
High Seas |
|
M |
Corea Harbor |
|
SeaScape Kayaks |
|
|
6/24/16 |
Whitewater Rafting |
CO |
Green River |
|
63 |
F |
Disaster Falls |
Adrift Adventures |
||
|
7/2/16 |
Whitewater Rafting |
CO |
Arkansas River |
Fell out |
51 |
F |
Zoom Flume |
River Runners |
||
|
7/17 |
Inflatable Kayak |
OR |
Rogue River |
Fell out & trapped unwater |
57 |
M |
Wildcat Rapid |
|
|
|
|
7/21 |
Canoe Trip |
MN |
Boundary Waters |
Lighting Strike |
39 |
F |
Basswood Lake |
BSA Northern Tier High Adventure Base |
||
|
7/21 |
Canoe Trip |
MN |
Boundary Waters |
Lighting Strike |
13 |
M |
Basswood Lake |
BSA Northern Tier High Adventure Base |
||
|
7/23 |
Mountain Climbing |
WY |
Grand Teton National Park |
Fell |
42 |
M |
Valhalla Canyon near the Black Ice Coulier |
Exum |
||
|
9/12 |
Whitewater Rafting |
AZ |
Grand Canyon NP |
Guide walked out of camp with inflatable |
34 |
M |
Pancho’s Kitchen |
|
OARS |
If you would like a PDF of this chart please click here.
Our condolences go to the families of the deceased. Our thoughts extend to the families and staff at the areas who have to deal with these tragedies.
What do you think? Leave a comment.
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Copyright 2016 Recreation Law (720) Edit Law
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Author: Outdoor Recreation Insurance, Risk Management and Law
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Mobile Site: http://m.recreation-law.com
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UIAA Updates: If you are a Rock Climber or Mountaineer this Great Organization is part of your Life.
Posted: December 8, 2015 Filed under: Climbing, Mountaineering | Tags: International Climbing and Mountaineering Federation, Mountain Climbing, Mountaineering, UIAA, Union Internationale des Associations d'Alpinisme Leave a comment
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